Agriculture Reference
In-Depth Information
marginal farmers. Easy and timely fi nancial
incentives and credit (and insurance) packages
provided to farmers can help in adoption of
improved management practices including resource
conservation technologies, agro- diversifi cation,
postharvest value addition processes, etc., which
would contribute to reducing risks and enhancing
farm incomes. This dimension emphasizes efforts
to augment the fl ow of credit to agriculture,
alongside exploring new innovations in product
design and methods of delivery, through better
use of technology and related processes.
Facilitating delivery through processors, input
dealers, NGOs, self-help groups (SHGs), etc.,
would help in providing access to credit to the
resource poor farmers, especially the small and
marginalized farmers, to help them to manage the
additional risks from climate change in a sustain-
able manner.
Providing fi nancial support/incentives to
farmers to enable investment/adoption of rel-
evant technologies to overcome climate-
related stress
Upscaling the Kisan Credit Card Scheme
(KCCS) to cover all eligible farmers
12.13
Markets
12.13.1
Key Issues
To
formulate
market-aligned
research
and
development programs
Improving supply chain effi ciency
Creation of new market infrastructure
Supporting community partnerships in devel-
oping food and forage banks
Strengthening access to quality and timely
inputs by farmers for mitigating risks
Inadequate marketing infrastructure, presence
of large number of intermediaries, lack of market
information and intelligence, and inadequate
storage facilities result in huge postharvest losses
in the food supply chain. Some of the major ini-
tiatives that are to be taken up under this dimen-
sion include reducing quantitative as well as
qualitative losses across the supply chain; creat-
ing market-aligned production systems; strength-
ening climate-resilient postharvest management,
storage, and marketing and distribution system;
strengthening timely access to farmers to quality
inputs; strong farmer-institution-industry inter-
face; and encouraging food processing industries
and greater exports.
12.12.2
Interventions
12.12.2.1 Research and Development
Research on credit assessment and risk man-
agement systems.
Designing customized credit plans and pro-
grams to mitigate risks and support higher
productivity and production in drought- and
fl ood-prone areas.
Designing innovative schemes and products
which recognize the varied nature of agribusi-
ness and supply chains for different farming
systems, food systems, and communities.
12.12.2.2 Technologies and Practices
Adoption of a customized approach by fi nan-
cial institutions to cater to specifi c agricultural
credit risks and needs of different agricultural
sectors and regions
Creating credit fl ow for conservation farming,
agricultural diversifi cation, and value-added
activities
Developing credit plans with higher compo-
nent of direct fi nance and with a special thrust
on small and marginal farmers so as to reduce
their dependence on informal credit institu-
tions and money lenders
12.13.2
Interventions
12.13.2.1 Research and Development
To formulate market-aligned research and
development programs for developing higher
shelf-life varieties, increasing shelf-life
through improved packaging technologies, etc.
To improve food safety and quality standard
through developing domestic standards and/or
adopting global standards, strengthening food
testing network, etc.
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