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Figure 1. Core Layers of Collaboration
These approaches may be characterized by
three layers of organization, which would form
the basis for the core data model (Figure 1):
free to form and to buy and sell risk prod-
ucts amongst themselves.
This scheme has the benefit of clarifying the
underlying data model for the risk control envi-
ronment. Each layer has clear entities in the form
of organizations, roles, objects, and transactions
(see Figure 2).
•
A control layer, in which products are giv-
en time or quantity limits. An example is
an insurance policy, which is purchased for
one year, and is then placed into the risk
market.
A
disease and demand
management organizations
•
risk market ('broker mediated layer'), in
which prices, purchases, and sales of risk
products are maintained, and matches be-
tween buyers and sellers are found;
A collaborative layer, in which groups are
To take this model a step farther we can consider
the case of health insurance. The health care system
•
Figure 2. High Level Data Model for Risk Collaboration
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