Information Technology Reference
In-Depth Information
Law
Provisions
Fair Credit Reporting Act of 1970 (FCRA)
Regulates operations of credit-reporting bureaus, including how they
collect, store, and use credit information
Restricts collection and use of certain information by the Internal Revenue
Service
Tax Reform Act of 1976
Outlines the responsibilities of companies that use electronic funds transfer
systems, including consumer rights and liability for bank debit cards
Electronic Funds Transfer Act of 1979
Right to Financial Privacy Act of 1978
Restricts government access to certain records held by financial institutions
Guarantees access for individuals to personal data collected about them and
about government activities in federal agency files
Freedom of Information Act of 1970
Restricts collection and use of data by federally funded educational
institutions, including specifications for the type of data collected,
access by parents and students to the data, and limitations on disclosure
Education Privacy Act
Computer Matching and Privacy Act of 1988
Regulates cross-references between federal agencies' computer files
(e.g.,to verify eligibility for federal programs)
Video Privacy Act of 1988
Prevents retail stores from disclosing video rental records without a
court order
Telephone Consumer Protection Act of 1991
Limits telemarketers' practices
Cable Act of 1992
Regulates companies and organizations that provide wireless communications
services, including cellular phones
Prohibits transmissions of harmful computer programs and code, including
viruses
Computer Abuse Amendments Act of 1994
Gramm-Leach-Bliley Act of 1999
Requires all financial institutions to protect and secure customers' nonpublic
data from unauthorized access or use
USA Patriot Act of 2001
Requires Internet service providers and telephone companies to turn over
customer information, including numbers called, without a court order, if the
FBI claims that the records are relevant to a terrorism investigation
Table 14.3
Federal Privacy Laws and Their
Provisions
