Travel Reference
In-Depth Information
Scottish banks issue their own banknotes, meaning there's quite a variety of different
notes in circulation. They are harder to exchange outside the UK, so swap for Bank of
England notes before you leave.
Automatic teller machines (ATMs - often called cashpoints) are widespread.
You can use Visa, MasterCard, Amex, Cirrus, Plus and Maestro to withdraw cash from
ATMs belonging to most banks and building societies.
Cash withdrawals from non-bank ATMs, usually found in shops, may be subject to a
charge of £1.50 or £2.
Credit Cards
Visa and MasterCard are widely accepted, though some small businesses will charge for
accepting them.
Charge cards such as Amex and Diners Club are less widely used.
Money Changers
The best-value place to change money is at post offices, where no commission is
Be careful using bureaux de change; they may offer good exchange rates but frequently
levy outrageous commissions and fees.
Tip 10% in sit-down restaurants, but not if they've already added a service charge to the
bill. In classy places they may expect closer to 15%.
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