Geography Reference
In-Depth Information
movement, and human imagining—as influential political acts. Finally, class-race constituting
identifies the continuous human act of constituting selves in daily actions that bolsters the creation
of proud, competent class-race beings (hooks 1993; Mercer 1997).
offered this to respondents as a way to ensure more candid discussions.
a predecessor of a different kind. In the late 1990s and early 2000s, banks and lenders eyed new
markets here in a “bodily rediscovery.” A speculative wave of mortgage lending inundated many
South Side blocks amid banks and lending institution “subpriming.” A 1990s steady stream turned
into a post-2000 tidal wave as banks sought to upgrade stagnant profits (Wyly et al. 2009; Crump
2002). Previously, this area had been ruthlessly delinked from circuitries of housing finance con-
sumption for decades (see Flammer 2010). But between 1999 and 2005, this changed: more than
10,000 subprime loans were granted to South Chicago households. By 2008, more than 60 per-
cent of households in Chicago's African American neighborhoods relied upon credit provided by
subprimelenders(Tweh2010).Multinational WellsFargo,CitiBank,andSuperiorBankwerepar-
ticularly egregious lenders (see Pallasch 2008). A calculated process to entrap economically vul-
nerable households in debt proved immensely lucrative (much of the mortgages were securitized
by the secondary mortgage market) (Fishbein and Bunce 2002; Wyly et al. 2009).
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