Travel Reference
In-Depth Information
Cash
Cash is just as desirable in Europe as it is at home. Small businesses (hotels,
restaurants, shops, etc.) prefer that you pay your bills with cash. Some
vendors will charge you extra for using a credit card, and some won't take
credit cards at all. Cash is the best—and sometimes only—way to pay for bus
fare, taxis, and local guides.
Throughout Europe, ATMs are the standard way for travelers to get cash.
To withdraw money from an ATM, you'll need a debit card (ideally with a
Visa or MasterCard logo for maximum usability), plus a PIN code. Know
your PIN code in numbers; there are only numbers—no letters—on European
keypads. For security, it's best to shield the keypad when entering your PIN at
an ATM. Although you can use a credit card for ATM transactions, it's gener-
ally more expensive (and only makes sense in an emergency) because it's con-
sidered a cash advance rather than a withdrawal. Try to withdraw large sums
of money to reduce the number of per-transaction bank fees you'll pay.
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