Travel Reference
In-Depth Information
ATMs
ATMs (called cashpoints in Scotland) are widespread and you'll usually find at least one
in small towns and villages. You can use Visa, MasterCard, Amex, Cirrus, Plus and Maes-
tro to withdraw cash from ATMs belonging to most banks and building societies in Scot-
land.
Cash withdrawals from some ATMs may be subject to a small charge, but most are free.
If you're not from the UK, your home bank will likely charge you for withdrawing money
overseas; it pays to be aware of how much, as it may be much better to withdraw larger
amounts less often.
Credit Cards
Visa and MasterCard cards are widely recognised, although many places will charge a
small amount for accepting them. Charge cards such as Amex and Diners Club may not be
accepted in smaller establishments. Many smaller B&Bs do not take cards.
Moneychangers
Be careful using bureaux de change; they may offer good exchange rates but frequently
levy outrageous commissions and fees. The best-value place to change money in the UK
is at post offices, but only the ones in larger towns and cities offer this service. Larger
tourist offices also have exchange facilities.
Tipping
Tip 10% in sit-down restaurants, but not if there's already a service charge on the bill.
In very classy places they may expect closer to 15%.
Service is at your discretion: even if the charge is added to the bill, you don't have to
pay it if you feel service has been poor.
Don't tip in pubs: if the service has been exceptional over the course of an evening, you
can say, 'have one for yourself'.
Taxis are expensive, and locals rarely tip; round up to the nearest pound.
Public Holidays
Although bank holidays are general public holidays in the rest of the UK, in Scotland they
only apply to banks and some other commercial offices.
