Travel Reference
In-Depth Information
Insurance
This not only covers you for medical expenses, theft or loss, but also for cancellation of, or
delays in, any of your travel arrangements.
Lots of bank accounts give their clients automatic travel insurance - check if this is the
case for you.
Always read the small print carefully. Some policies specifically exclude ' dangerous
activities', such as scuba diving, motorcycling, skiing, mountaineering and even trekking.
There's a variety of policies and your travel agent can give recommendations. Make sure
the policy includes health care and medication in the countries you may visit on your way
to/from Scotland.
You may prefer a policy that pays doctors or hospitals directly rather than forcing you to
pay on the spot and claim the money back later. If you have to claim later, make sure you
keep all documentation. Some policies ask you to call back (reverse charges) to a centre in
your home country where an immediate assessment of your problem is made.
Not all policies cover ambulances, helicopter rescue or emergency flights home. Most
policies exclude cover for pre-existing illnesses.
Worldwide travel insurance is available at
www.lonelyplanet.com/travel_services
. You
can buy, extend and claim online anytime - even if you're already on the road.
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