Travel Reference
In-Depth Information
has a convenient events calendar). Many hotels have CNN or BBC
television channels available.
MonEY
Cash from ATMs
Throughout Europe, cash machines (ATMs) are the standard
way for travelers to get local currency. As an emergency backup,
bring several hundred US dollars in hard cash. Avoid using cur-
rency exchange booths (lousy rates and/or outrageous fees); if you
have currency to exchange, take it to a bank. Also avoid traveler's
checks, which are a waste of time (long waits at banks) and a waste
of money (in fees).
To use an ATM (called a
Bankomat
in the Czech Republic)
to withdraw money from your account, you'll need a debit card
(ideally with a Visa or MasterCard logo for maximum usability),
plus a PIN code. Know your PIN code in numbers; there are only
numbers—no letters—on European keypads. It's smart to
bring two cards, in case one gets demagnetized or eaten by a
temperamental machine.
Before you go, verify with your bank that your cards will
work overseas, and alert them that you'll be making withdrawals
in Europe; otherwise, the bank may not approve transactions if it
perceives unusual spending patterns. Also ask about international
fees; see “Credit and Debit Cards,” below.
Try to take out large sums of money to reduce your per-
transaction bank fees. If the machine refuses your request, try
again and select a smaller amount (some cash machines limit the
amount you can withdraw—don't take it personally). If that doesn't
work, try a different machine.
Keep your cash safe. Use a money belt—a pouch with a strap
that you buckle around your waist like a belt, and wear under your
clothes. Thieves target tourists. A money belt provides peace of
mind, allowing you to carry lots of cash safely. Don't waste time
every few days tracking down a cash machine—withdraw a week's
worth of money, stuff it in your money belt, and travel!
Credit and Debit Cards
For purchases, Visa and MasterCard are more commonly accepted
than American Express. Just like at home, credit or debit cards
work easily at larger hotels and shops, but smaller businesses prefer
payment in local currency (in small bills—break large bills at a
bank or larger store). Although larger restaurants take credit cards,
it makes sense to pay in cash, particularly in Prague, where it's
unwise to entrust your credit card to a potentially unscrupulous
waiter (see page 126).
